عبد الله ساقور , محمد خشمون
كلية العلوم الإنسانية والعلوم الاجتماعية-جامعة الاخوة منتورى - قسنطينة 1 · الجزائر
El Khoury Rim, Younes Elias Fares
كلية إدارة الأعمال والاقتصاد-جامعة سيدة اللويزة · لبنان
This case is important because it sheds the light on the key issues that need to bein place in order to reduce the risk of credit default. If we are to understand the profoundsignificance and the contribution made by lack of Credit controls, the easy credit termsof banks to grant credit facilities and the loosened government legislations that governthe whole lending activity, then we will learn how the Credit Crises was driven andaccumulated over the years. On the other hand, we will ensure how a controllablelending environment that is well managed will generate healthy borrowings and servesits profound aim.This study will present the case of the United States housing bubble. It willdiscuss the main reasons leading to credit defaults. It will address the role of thetraditional depository banks versus the investment banks in carrying the lending activity.The study will discuss leveraging, Subprime Lending, deregulations and other forms ofpractices that lead to future unbalanced credit portfolios. On the other hand,methodology continues to present the Lebanon situation in light of the tremendousincrease in the prices of real estate. How banks are interacting with the situations, howcredits are being granted and how lending portfolios are being monitored and controlled.The study will discuss leveraging, Subprime Lending, deregulations and otherforms of practices that lead to future unbalanced credit portfolios. On the other hand,methodology continues to present the Lebanon situation in light of the tremendousincrease in the prices of real estate. How banks are interacting with the situations, howcredits are being granted and how lending portfolios are being monitored andcontrolled Consequently, all information obtained showed many challenges that bank'sshould face while prices of real estate are booming. Accurate measures should be placedin order to avoid unforeseen risks. The study showed how close credit monitoring,avoiding reckless banking behaviors would drive legitimate lending portfolios and is theessential drivers to control risk and avoid threats of any possible failure.
مدور خميسة, مريم بحري
كلية العلوم الإنسانية والاجتماعية-جامعة 8 ماي 1945 قالمة · الجزائر
خالدية رغيوي , زينب واري, محمد حامق
كلية العلوم الإنسانية والاجتماعية-جامعة ابن خلدون – تيارت · الجزائر
تناولت هذه الدراسة موضوع تصوّرات الموت لدى المراهق المدمن على ألعاب الفيديو ذات المحتوى القتالي، حيث تمثلت عينة الدراسة في حالة واحدة "وليد"، اعتمدنا على المنهج العيادي (دراسة حالة) الذي يتناسب مع طبيعة الموضوع، معتمدين على أدوات البحث المتمثلة في المقابلة النصف موجهة ومقياس الإدمان واختبار رائز (AT.9) ومن خلال تحليل المقابلات التي أجريت مع الحالة وبناءً على النتائج المتحصل عليها منخلال المقياس والاختبار توصلنا إلى النتائج التالية: - يؤثر سلبا إدمان ألعاب الفيديو ذات المحتوى القتالي لدى المراهق على تصوراته الموت
Belkacem Mezhoud, Mohamed Azni
معهد الهندسة الكهربائية والإلكترونية-جامعة أمحمد بوقرة - بومرداس · الجزائر
شوكت فاروق, محمد يونس أبو خضير
كلية الهندسة-جامعة الملك فهد للبترول والمعادن · السعودية
The main objective of this study was to develop kinetic expressions for the oxidation of iron(II) and mangnese (II) with ozone, and also to determine the effect of organic complexation on the rate of oxidation of iron(II) and manganese (II). The removal of iron and manganese is important in drinking water supply as many problems are associated with presence of these metals in concentrations greater than 0.3mg/L and 0.05 mg/l, respectively. The results of the study have shown that all the experiments conducted for the pure water system followed a zero-order reaction with respect to iron(II). The final rate expression is: X = ( 1 - [Fe(II) ] / [ Fe(II) ]? ) = k' t Some of the reactions for the organic complexation system followed the above expression, but the rest of them followed this general kinetic expression: d[Fe(II) ] / dt = -k [Fe(II)]n It has been found out that iron (II) does not remain in solution at pH values above 7. However, complte amount of Mn(II) is found to remain in solution up to pH of 9.
BELFERRAG Allaoua, BENAMRANE Dounia Zed, MEZIANI Nedjma
كلية العلوم التطبيقية-جامعة قاصدى مرباح ورقلة · الجزائر
La formulation d’un béton consiste à définir le mélange optimal des différentscomposants dont on dispose afin de réaliser un béton dont les qualités soient cellesrecherchées pour la réalisation d’un ouvrage résistant avec une durabilité accrue.Dans ce travail nous avons étudié la résistance à la compression du béton en utilisantdeux méthodes de formulation à savoir la méthode de FAURY et celle de DREUX-GORISSEavec une variation des coefficients granulaire G/S.Pour cela, nous avons réalisé un programme expérimental où plus de 40 éprouvettes cubique10x10x10 cm ont été confectionnées.Les résultats obtenus montrent que le béton réalisé par la formulation de la méthode deFAURY affiche une amélioration de la résistance à la compression par rapport à la formulationde la méthode de Dreux-GPRISSE The formulation of a concrete consists for defining the optimal mixture of the variouscomponents one has in order to carry out a concrete whose qualities are those required for therealization of a resistant construction with an increased durability.In this work we have study the mechanical resistances of compression of concrete bythe utilization of two methods of formulation which are FAURY method and DREUX-GORISSE with variation of granular coefficients G/S.For this purpose, we have realized an experimental program of more than 40 cubicspecimens 10x10x10 cm is prepared.The obtained results prove that the concrete witch realized by the formulation ofFAURY method show in amelioration on the mechanical resistances of compressionfollowing the results of the formulation by DREUX-GORISSE method.
Hocine Belouadah, أم الخير ديال
كلية الرياضيات والاعلام الآلي-جامعة محمد بوضياف - المسيلة · الجزائر
Dans notre travaille, on a abordé la méthode de la séparation et l’évaluation pour résoudre certains problèmes NP-difficile.Notre objectif c’est : déterminer les déférentes stratégies de la séparation et l’évaluation d’un problème à l’autre.
امينة بن شعيب, مختار بالقاضي
كلية الآداب واللغات والعلوم الاجتماعية-جامعة عين تموشنت - بلحاج شعيب · الجزائر
Djemoui Lalmi, Ilyes Ameur, Yacine Bekkaye
كلية التكنولوجيا-جامعة عبد الرحمان ميرة - بجاية · الجزائر
