Retail banking crises and credit risk management : United States vs. Lebanon case
El Khoury Rim, Younes Elias Fares
كلية إدارة الأعمال والاقتصاد-جامعة سيدة اللويزة · لبنان
الموضوعات
إدارة
الملخص
This case is important because it sheds the light on the key issues that need to bein place in order to reduce the risk of credit default. If we are to understand the profoundsignificance and the contribution made by lack of Credit controls, the easy credit termsof banks to grant credit facilities and the loosened government legislations that governthe whole lending activity, then we will learn how the Credit Crises was driven andaccumulated over the years. On the other hand, we will ensure how a controllablelending environment that is well managed will generate healthy borrowings and servesits profound aim.This study will present the case of the United States housing bubble. It willdiscuss the main reasons leading to credit defaults. It will address the role of thetraditional depository banks versus the investment banks in carrying the lending activity.The study will discuss leveraging, Subprime Lending, deregulations and other forms ofpractices that lead to future unbalanced credit portfolios. On the other hand,methodology continues to present the Lebanon situation in light of the tremendousincrease in the prices of real estate. How banks are interacting with the situations, howcredits are being granted and how lending portfolios are being monitored and controlled.The study will discuss leveraging, Subprime Lending, deregulations and otherforms of practices that lead to future unbalanced credit portfolios. On the other hand,methodology continues to present the Lebanon situation in light of the tremendousincrease in the prices of real estate. How banks are interacting with the situations, howcredits are being granted and how lending portfolios are being monitored andcontrolled Consequently, all information obtained showed many challenges that bank'sshould face while prices of real estate are booming. Accurate measures should be placedin order to avoid unforeseen risks. The study showed how close credit monitoring,avoiding reckless banking behaviors would drive legitimate lending portfolios and is theessential drivers to control risk and avoid threats of any possible failure.
روابط وملفات
التعريف والنوع
- رقم الوثيقة
- f212479f-c2ea-4848-9304-86aee2bca56e
- رقم العقد
- 0
- نوع الوسائط
- Crawler
- نوع المحتوى
- الرسائل العلمية
- صيغة المصدر
- رسائل ماجيستير
- نوع الملف
- pdf text
- أسماء الملفات
- 2294147_1.pdf
بيانات النشر
- ألقاب المؤلفين
- [{"name_ar":"El Khoury Rim","title_ar":"اشراف","title_en":"Supervision"},{"name_ar":"Younes Elias Fares","title_ar":"اعداد","title_en":"Preparation"}]
- اللغة
- English
المصدر والدورية
- اسم المصدر
- Retail banking crises and credit risk management : United States vs. Lebanon case
المحتوى والصفحات
- عدد الصفحات
- 0
- كلمات الباحثين
- Banks and banking--Risk management Banks and banking--Case studies Banks and banking--Lebanon Banks and banking--United States Financial risk management
إشراف وإعداد
- الإشراف
- El Khoury Rim
- الإعداد
- Younes Elias Fares
الاقتباسات الببليوغرافية
APA
MLA