Fin Tech as a Catalyst in the development of sustainable banking: including Green Lending When financing Pro-Environmental Project
Bokang Mokochoa , سونيا كرباشي
كلية العلوم الاقتصادية والتجارية والإدارة-جامعة عبد الرحمان ميرة - بجاية · الجزائر
The growing importance of environmental sustainability has led to increased focus on the role ofthe financial sector, particularly banks, in supporting green projects and promoting eco-friendlypractices. In this context, financial technology (fintech) has emerged as a determinant inadvancing green finance and promoting sustainable banking initiatives. This thesis seeks toinvestigate the relationship between fintech and sustainable banking. It focuses on green lendingcontext to determine the impact that fintech has in sustainable banking when financing pro environmental projects. We formulated a research hypothesis based on a theoretical frameworkand tested it using panel data from 14 countries, based on a 5-year period from 2018 to 2022.Using regression techniques such as pooled OLS, fixed effects and random effects model, weexplored the relationship between these two phenomena where green lending was used torepresent sustainable banking. The results show that fintech has a significant impact on thedevelopment of sustainable banking.