Role of Agricultural Bank Micro-finance in Poverty Reduction: in Khartoum State

الموضوعات

زراعة

الملخص

The purpose of this study is to investigate the role of the Agricultural Bank of Sudan to finance small producers and its impacts on poverty reduction. The study depended on primary and secondary data . Three branches of the ABS in Khartoum sector (Halat Koko, Omdurman west, Jebel Awillia) was selected as represented sample of the ABS. A sample of 80 micro finance clients, and 24 ABS staff were interviewed. Descriptive statistics and cross tabulation analysis was used to achieve the study objectives. The findings of the study showed that the ABS branches offered micro-finance for agricultural and animal production, fodder, petty trade, rural woman activities and productive families. The study results showed that the majority of micro-finance selected clients are within the active and productive age, and they are educated and have family size between six and nine persons. The selected clients main activities were cultivation and animal production. The majority of selected clients prefer Murabaha mode of finance and they monthly deposit part of revenue in their account. The results showed that the sustainability of finance by the Bank solve clients problem and improve their income and welfare. The results of cross-tabulation analysis showed that the important factors affecting clients disability in repayment of loan are low productivity, markets problems, shortage of finances, management, lack of extensions services, and lack of follow up during implementation of loans. Accordingly, the study recommended the establishment of micro-finance unit in all the ABS branches to facilitate micro-finance services, increase the loans size to cover all production requirements, simplify loan collateral in order to allocate loans to beneficiaries, raising awareness of beneficiaries about Islamic financial formulae and not concentrated only on Murabaha. Although the study recommended raising the abilities of the ABS micro-finance staff by intensifying training programs and exchange information and gain new experiences and acknowledges, encourage clients to saving part of their revenue to help them in repayment of loan, and facilitate the after production service e.g. marketing and storage

روابط وملفات

التعريف والنوع

رقم الوثيقة

fdb37053-5e5d-4521-8e9b-a00b6ef820ac

رقم العقد

0

نوع الوسائط

Crawler

نوع المحتوى

الرسائل العلمية

صيغة المصدر

رسائل ماجيستير

نوع الملف

pdf text

أسماء الملفات

1632237_1.pdf

بيانات النشر

ألقاب المؤلفين

[{"name_ar":"Balgees Hussein Mohammed Ahmed Khogaly ","title_ar":"اعداد","title_en":"Preparation"},{"name_ar":"Imad Eldeen Al Fadil","title_ar":"اشراف","title_en":"Supervision"}]

اللغة

English

المصدر والدورية

اسم المصدر

Role of Agricultural Bank Micro-finance in Poverty Reduction: in Khartoum State

المحتوى والصفحات

عدد الصفحات

0

إشراف وإعداد

الإشراف

Imad Eldeen Al Fadil

الإعداد

Balgees Hussein Mohammed Ahmed Khogaly

الاقتباسات الببليوغرافية