محددات قرار منح الائتمان الخاصة بالعميل: دراسة ميدانية في المصارف التجارية الخاصة في سورية

الموضوعات

اقتصاد

روابط وملفات

التعريف والنوع

رقم الوثيقة

efe2198e-5ad9-4e88-939e-33e2b5d099c6

رقم العقد

0

نوع الوسائط

Crawler

نوع المحتوى

الرسائل العلمية

صيغة المصدر

رسائل ماجيستير

نوع الملف

pdf text

أسماء الملفات

1959286_1.pdf

بيانات النشر

ترجمة العنوان

Determinants Of Decision To Grant Credit Related For The Client(A field Study In The Private Commercial Banks In Syria )

ألقاب المؤلفين

[{"name_ar":"فراس الاشقر","title_ar":"اشراف","title_en":"Supervision"},{"name_ar":"كنجو كنجو","title_ar":"اشراف","title_en":"Supervision"},{"name_ar":"هبة عزام قندلفت","title_ar":"اعداد","title_en":"Preparation"}]

اللغة

Arabic

المصدر والدورية

اسم المصدر

محددات قرار منح الائتمان الخاصة بالعميل: دراسة ميدانية في المصارف التجارية الخاصة في سورية

المحتوى والصفحات

عدد الصفحات

0

ترجمة الملخص

The aim of this study is to identify the factors that are specific to the customer and govern the decision to grant him a bank credit, and to see how these factors affect this decision at the private commercial banks in Syria. A questionnaire for this purpose was prepared and distributed to specimen banks (The International Bank for Trade and Finance, BanqueBemo Saudi Fransi, Byblos, Arab Bank, and the Syria Gulf Bank), and the data were analyzed using the SPSS program. The study concludes that the above-mentioned factors have a statistically significant role in the decision-making process, assuming that the financial position of the customer, his personal reputation, the guarantees he provides, and the type of the industry or activity he is engaged in haveno effect on the private commercial bank’s decision to grant credit in Syria. The study also concludes that all banks stress the importance of the customer’s finances, his personality and his reputation as necessary factors that that should be known priorto the decision to grant him credit. As for the guarantees provided by the customer who asks for credit, the study shows that although banks rely on the integrity of these guarantees, they adopt them as a source of reserve for the repayment of the credit and its benefits, and not as an essential source. As regards the type of the industry the client is involved in, the study shows that banks take that into consideration and 220 study the impact of the client’s activity in a particular field on his ability to pay

كلمات الباحثين

bank credit, customer's financial position, customer's personal reputation, الائتمان المصرفي, السمعة الشخصية للعميل, المركز المالي للعميل

إشراف وإعداد

الإشراف

فراس الاشقر, كنجو كنجو

الإعداد

هبة عزام قندلفت

الاقتباسات الببليوغرافية