Capital adequacy of Lebanese banks

الموضوعات

إدارة

الملخص

The purpose of the research is to determine whether theLebanese banking sector has an adequate level of capital which willenable it to operate in different changing economic conditions, whilemaintaining a certain level of guarantee and safety to customers anddepositors. Before addressing the issue of capital adequacy, anoverview was taken of the Lebanese economy from 1975 till 1992with a look at the performance of the banking sector during these years. The subject on capital adequacy was divided into twoparts, whereby the first part was concerned with the functions ofcapital; in addition, to its sources. The second part looked at themeans of measuring capital from the past 80 years till now with alook at the Basle Committee Agreement that has more or less set acertain international standard for capital adequacy valuation. This research concentrated on a sample of 16 Lebanesebanks chosen randomly. The balance sheets of each bank from 1983till 1992 were used to calculate the BOL ratio for capital adequacyrepresented in circular number 435. Also the BA ratio and the Bazcapital adequacy ratio were used to calculate the adequate level ofcapital for the sample banks. These ratios were compared to the one fixed by BOL and BA which is 3%, while the Baz capital adequacyratio was compared to the 8% level of the Basle CommitteeAgreement. There was a plan to apply BOL circular number 1114,which is the adjusted version of the Basle Committee Agreement, butthe absence of detailed balance sheets prevented the application ofthis circular. After calculating the three mentioned ratios from theperiod of 1983 till 1992, an evaluation of these ratios was conductedfor each bank. It was seen that the Lebanese banks werefunctioning at a relatively adequate level of capital, and with thecontinuous supervision of BOL the banking sector could reach the8% level set by the Basle Committee.

روابط وملفات

التعريف والنوع

رقم الوثيقة

ee37c86d-8bac-41c6-97ac-ec9e2a844301

رقم العقد

0

نوع الوسائط

Crawler

نوع المحتوى

الرسائل العلمية

صيغة المصدر

رسائل ماجيستير

نوع الملف

pdf text

أسماء الملفات

2214297_1.pdf

بيانات النشر

ألقاب المؤلفين

[{"name_ar":" Hani Wafa","title_ar":"اعداد","title_en":"Preparation"},{"name_ar":"Nihad Pasha","title_ar":"اشراف","title_en":"Supervision"}]

اللغة

English

المصدر والدورية

اسم المصدر

Capital adequacy of Lebanese banks

المحتوى والصفحات

عدد الصفحات

0

كلمات الباحثين

Lebanese banks

إشراف وإعداد

الإشراف

Nihad Pasha

الإعداد

Hani Wafa

الاقتباسات الببليوغرافية