A comparative study on GCC banks: The impact of bank size on profitability, efficiency, and operating costs

الموضوعات

اقتصاد

الملخص

This study aims to comparatively evaluate the impact of bank size on profitability, efficiency, and operational costs across GCC banks using data from the period between 2014 to 2024. The data of 67 banks are classified into three categories (small, medium, and large) depending on the size of the assets. This study employs a mean test and multi-regression method that combines the three models to determine statistical differences corresponding to bank size: where profitability is measured by Return of Assets (‘ROA’), Efficiency is analyzed by Data Envelopment Analysis (‘DEA’) method with inputs such as capital, labor, fixed assets, and operational expenses, and output variables that include ROA, operational income, and loan-to-deposit ratio, and operational costs by comparing the means of the operating expenses ratio across the three banks. The findings of this study indicate a positive and significant profitability and efficiency to size nexus, where larger banks operate efficiently and financially perform better than medium and smaller banks. However, there is a significant negative relationship between bank size and operational costs. This study offers two contributions to the literature, firstly on a global scale by combining the three models, and secondly on a GCC scale by considering the effects of bank size. The limitations include not establishing factors that contribute to the relationship between size and the dependent variables and only studying the relationship of size during the 10-year period, where the values beyond this timeframe are disregarded.

روابط وملفات

التعريف والنوع

رقم الوثيقة

0cb861d1-a3a3-44a0-885e-ff1c8c643dbd

رقم العقد

0

نوع الوسائط

Crawler

نوع المحتوى

الرسائل العلمية

صيغة المصدر

رسائل ماجيستير

نوع الملف

pdf text

أسماء الملفات

0cb861d1-a3a3-44a0-885e-ff1c8c643dbd_1.pdf

بيانات النشر

ألقاب المؤلفين

[{"name_ar":"Ahmad AlHaiki","title_ar":"اشراف","title_en":"Supervision"},{"name_ar":"Baheya Sarhan","title_ar":"اعداد","title_en":"Preparation"}]

اللغة

English

المصدر والدورية

اسم المصدر

A comparative study on GCC banks: The impact of bank size on profitability, efficiency, and operating costs

المحتوى والصفحات

عدد الصفحات

0

كلمات الباحثين

Bank Size, Profitability, Efficiency, Operational Costs, GCC Banks, Return on Assets (ROA), Data Envelopment Analysis (DEA), Financial Performance.

إشراف وإعداد

الإشراف

Ahmad AlHaiki

الإعداد

Baheya Sarhan

الاقتباسات الببليوغرافية