Islamic finance : a study of Malaysian banks from 1999-2006

الموضوعات

اقتصاد

الملخص

Islamic finance has been developing rapidly in the last forty years with Islamicfinancial institutions expanding at enormous rates all over the world. Islamic financeoffers both an equity based system dependent on profit-and-loss sharing modes along with other debt-based instruments that facilitate trade. Comparison between the performance of Islamic banks and conventional banks has been under study for several years with some studies suggesting that Islamic banks were able to outperform conventional banks in certain areas, other studies suggest the opposite. This study focuses on eight banks in Malaysia that are incorporated under the Islamic Banking Scheme and offer both conventional and Islamic banking operations. The comparison between both types of operations is conducted in terms of profitability, liquidity, and asset quality usingseveral financial ratios such as return on assets (ROA), return on equity (ROE), return on deposits (ROD), cash deposits ratio (CDR), loan deposits ratio (LDR), net nonperforming loans ratio (NPL), and write-offs as a percentage of total assets. The null hypothesis is that both population variances and means are equal against the alternative that both are not equal. Results suggest that four out of the seven ratios were statistically significant when comparing population variances, and also suggest that all seven ratios were statistically significant at the 99% confidence level when comparing population means. This means that the null hypothesis was rejected in those cases implying that the two populations are not equal. Further, the results are consistent with the arguments offered in favor of the benefits of the Islamic banking system as opposed to the negative social and economic outcomes of the conventional system.

روابط وملفات

التعريف والنوع

رقم الوثيقة

00384830-4311-45c6-9fcd-97669af0f82e

رقم العقد

0

نوع الوسائط

Crawler

نوع المحتوى

الرسائل العلمية

صيغة المصدر

رسائل ماجيستير

نوع الملف

pdf image

أسماء الملفات

00384830-4311-45c6-9fcd-97669af0f82e_1.pdf

بيانات النشر

ألقاب المؤلفين

[{"name_ar":"John Salevurakis","title_ar":"اشراف","title_en":"Supervision"},{"name_ar":"Tamer El Gindi","title_ar":"اعداد","title_en":"Preparation"}]

اللغة

English

المصدر والدورية

اسم المصدر

Islamic finance : a study of Malaysian banks from 1999-2006

المحتوى والصفحات

عدد الصفحات

0

إشراف وإعداد

الإشراف

John Salevurakis

الإعداد

Tamer El Gindi

الاقتباسات الببليوغرافية